Jordan Times
Tuesday, October 3, 2006

Amman bourse trading sideways in bid to establish new base
Huge drop in share prices brings stocks closer to internationally acceptable levels
By Henry T. Azzam

AMMAN — The Amman Stock Exchange has had a relatively stable summer, despite the widening current account and budget deficits and the unstable regional conditions (war in Lebanon and deteriorating conditions in Iraq and Palestine). Most shares have been trading sideways after experiencing major sell-offs in late 2005.

While the market is still vulnerable to sudden declines, it appears to be establishing a base and a new trading range. The down risks have become considerably lower from last year’s unsustainable levels, nevertheless, a return of bull market conditions should not be expected anytime soon. Markets that over shoot on the upside have a tendency to experience a longer consolidation period. Under these unstable conditions, only nimble investors and those who are able to successfully trade the market are likely to do well. This requires both luck to buy at the right time, and the discipline to implement tight stop loss strategies.

The unravelling of stock market bubbles tends to be a complex and long process. For example, after reaching a peak of 1,527 on March 26, 2000, the S&P index of the US stock market dropped by 47.6 per cent in the following two-and-the-half years, instigated by the burst of the technology stock bubble. The index reached a low of 800 on October 6, 2002 and then traded sideways, staying below the 1,000 level until the end of 2003. The US stock market has moved gradually higher in the following three years although the S&P index is still 12 per cent below its previous peak. It took the UK stock market more than three years to reach a trough of 3,491 on March 3, 2003, down by around 50 per cent from the highest level attained on January 2, 2000 of 6,930.

Today the market has not yet regained its previous peak. The correction in the Shanghai, an index of the Chinese stock market, was swifter. It dropped 60 per cent in 9 months from the peak attained in 2001 and stayed in a trading range during the following four years before starting a new uptrend.

The region’s stock markets have experienced a steeper and swifter decline from their respective peaks attained in November 2005 for Jordan, Dubai, and Kuwait and in February 2006 for Saudi Arabia. The Amman bourse, for example, lost 40 per cent in 8 months, from the November 8, 2005 peak of 9,370 to reach or dip of 5,609 in July 2006. Since then it has been in a trading range of 5,600 to 6,500. The index of the Dubai stock market lost 69 per cent in 8 months, hitting a low of 393 on July 29, 2006, down from a peak of 1,274 attained on November 9, 2005. It then assumed a trading range of 400 - 500. The Saudi Stock market, which reached a peak of 20,966 on February 25, 2006, has been in a trading range of 10,000 to 13,000 over the past 5 months.

The huge drop in share prices over the past year did not leave Jordanian stocks cheap or grossly undervalued but brought them closer to internationally acceptable levels. While the MSCI index for the emerging markets is trading at a trailing price-earning ration of 12, the corresponding ratio for Jordan is still 17. Trailing PE ratios for other Arab stock markets are either higher in the range of 20 - 25 (e.g. Saudi Arabia and Qatar) or slightly lower in the range of 12 - 14 (Kuwait, Oman, Egypt and Bahrain).

The fact that Jordan’s stock market has not yet entered undervalued territories and given the usual post bubble uncertainties and the reduction of global risk appetite for emerging market assets, it is difficult to come up with a compelling case for the return of bull market conditions to the region’s equity markets.

That said, there are few positive developments that should help dampen any remaining downside risks. Furthermore, easing regional tensions and a slowing global economy could bring Brent oil prices down to the $50 a barrel range next year. This should have a positive impact on Jordan’s current budget deficit.

With domestic interest rates pegged to the US dollar rates, peaking for the current cycle, and given the ongoing significant investment boom in such sectors as basic material, construction, tourism, logistics, finance, consumer services and real estate, the private sector’s economic activities will remain firm, growing at rates in excess of five per cent. Contrary to what happened in South East Asia following the burst of the stock market bubble there, the financial crisis did not unfold into a banking crisis. Banks in Jordan continue to be as solid and prosperous as ever.

Against this background of improving macro-economic fundamentals and lingering post bubble uncertainties, the dilemma becomes: “What to do next in this market?” Buying shares in Union Arab Investment Company or Arab East Investment Company after a 25 per cent rally from their respective lows is a difficult call. Waiting on the sidelines for a further consolidation and “parking” one’s money in bank deposits giving annual returns of 5 - 6 per cent is one option but it will accentuate the underperformance of invested funds. Taking profits now and waiting for the market correction to complete its course might deprive investors from potential profits. No matter what one does, caution is advised. As we have seen elsewhere in the world, the unravelling of stock market bubbles could prove to be a tortuous process.

The way forward is to pick stocks with price earning ratios in the low teens and a price to book value below 2.5, using annualised first three-quarter results. For those who want to trade the market, the focus should be on the most liquid stocks. This may not yield the best returns but would allow investors to exploit trading opportunities. Timing, patience, and selectivity will be crucial for performance in markets characterised by prolonged periods of sideways trading. Under such market conditions, implementing stop-loss strategies is as important as taking profits.

The writer is the founder & CEO of Amwal Invest


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